Western Mindanao Multi-Purpose Cooperative

Building Better Futures Together

Home / Services

MY FUTURE'S FUND

MY DREAM, MY GOAL, MY FUTURE

Start Your Journey to Financial Freedom

Achieve your dreams with our flexible savings program designed for your future goals. Build your wealth systematically and watch your dreams become reality.

Choose your savings plan below

ECSP

Enhanced Cooperative Savings Program

Savings: Flexible
Access: Member Exclusive
Growth: Long-term

Premium Loan

High-value loan for major investments.

amount: ₱11,000 - ₱20,000
term: 24 months
rate: 2% per month
collateral: Required

Regular Loan

Basic loan for immediate financial needs.

amount: ₱1,000 - ₱5,000
term: 6 months
rate: 3% per month
collateral: Not Required

Special Loan

Mid-range loan with better rates and longer terms.

amount: ₱6,000 - ₱10,000
term: 12 months
rate: 2.5% per month
collateral: Not Required

My Future Fund

Long-term savings and future planning product

Future Planning: Yes
Savings Growth: Yes
Flexible Contribution: Yes

Youth

Youth-oriented savings and development product

Youth Program: Yes
Savings Habit: Yes
Financial Literacy: Yes

Kiddie

Savings product designed for children

Child Savings: Yes
Parent Guided: Yes
Future Ready: Yes

SolidShield

Member protection and security program

Protection: Yes
Coverage: Yes
Member Security: Yes

Term Deposit

Fixed-term investment savings product

Fixed Return: Yes
Secure Investment: Yes
Higher Interest: Yes

Share Capital

Core cooperative ownership investment

Ownership: Yes
Dividend Eligible: Yes
Member Equity: Yes

Special TD

Special term deposit investment product

Special Rate: Yes
Flexible Terms: Yes
Higher Yield: Yes

PowerSaver

High-yield savings product

High Yield: Yes
Flexible Savings: Yes
Growth Focused: Yes

Humate Grow

The Perfect Partner for Farmers

Agricultural Support: Yes
Farming Solutions: Yes
Farmer Community: Yes

Progressive

Progressive wealth-building financial product

Wealth Building: Yes
Flexible Investment: Yes
Long-term Growth: Yes

MFF-Express

Express version of My Future Fund

Fast Access: Yes
Savings Growth: Yes
Flexible Contribution: Yes

Achieve Your Dreams

Home Ownership

Goal

Travel

Goal

Business

Goal

Retirement

Goal

Education

Goal

Dream Holiday

Goal

Membership Options

Choose to membership type that best fits your needs and goals

Initial Membership
₱1,300.00

Initial Membership

Perfect starting point for your cooperative journey

Share Capital: ₱1,000.00
Savings Account: ₱100.00
Membership Fee: ₱100.00
Annual Due: ₱100.00
Insurance Coverage: No Insurance Coverage
Loan Access: No Loan Access
Click to Apply
Basic Membership
₱2,300.00

Basic Membership

Enhanced membership with insurance protection

Share Capital: ₱1,000.00
Savings Account: ₱100.00
Membership Fee: ₱100.00
Annual Due: ₱100.00
Insurance: ₱500.00
Solid Shield: ₱500.00
Loan Access: No Loan Access
Click to Apply
Full Pledge Membership
18-65
₱5,300.00

Full Pledge Membership (18-65)

Complete membership with maximum benefits and full loan access

Share Capital: ₱4,000.00
Savings Account: ₱100.00
Membership Fee: ₱100.00
Annual Due: ₱100.00
Insurance: ₱500.00
Solid Shield: ₱500.00
Loan Access: Full Loan Access
Age Range: 18 - 65
Click to Apply
Full Pledge Membership
66-69
₱8,200.00

Full Pledge Membership (66-69)

Modified membership with adjusted benefits and loan access

Share Capital: ₱4,000.00
Savings Account: ₱2,000.00
Membership Fee: ₱100.00
Annual Due: ₱100.00
Solid Shield: ₱2,000.00
Loan Access: Modified Loan Access
Age Range: 66 - 69
Click to Apply
Full Pledge Membership
70 & ABOVE
₱8,200.00

Full Pledge Membership (70 & ABOVE)

Modified membership with adjusted benefits and loan access

Share Capital: ₱4,000.00
Savings Account: ₱2,000.00
Membership Fee: ₱100.00
Annual Due: ₱100.00
Solid Shield: ₱2,000.00
Loan Access: Modified Loan Access
Age Range: 70 - Any
Click to Apply

Loan Services Available

Flexible loan options to meet your financial needs

Regular Loan

amount: ₱1,000 - ₱5,000
term: 6 months
rate: 3% per month
collateral: Not Required

Special Loan

amount: ₱6,000 - ₱10,000
term: 12 months
rate: 2.5% per month
collateral: Not Required

Premium Loan

amount: ₱11,000 - ₱20,000
term: 24 months
rate: 2% per month
collateral: Required

Loan Requirements:

Must be a member for at least 6 months
Regular monthly savings contribution
Valid ID and proof of income
Collateral (for Premium Loan only)
Co-maker (for higher loan amounts)
Good credit standing

We Also Offer Humate Grow

The Perfect Partner for Farmers

Agricultural Support

Comprehensive support for your needs

Farming Solutions

Comprehensive support for your needs

Farmer Community

Comprehensive support for your needs

For Inquiries

Marketing Office Contact Channels

Call Us +63 (62) 123-4567 Speak directly with our support team.
Follow Us WMM Cooperative Get latest updates on Facebook.
Email Us info@wmmcoop.com Send detailed inquiries anytime.

Office Hours

Monday - Friday
8:00 AM - 5:00 PM
We're available on weekdays to assist you with your needs.

Loan Services Available

Flexible loan options to meet your financial needs

Regular Loan

amount: ₱1,000 - ₱5,000
term: 6 months
rate: 3% per month
collateral: Not Required

Special Loan

amount: ₱6,000 - ₱10,000
term: 12 months
rate: 2.5% per month
collateral: Not Required

Premium Loan

amount: ₱11,000 - ₱20,000
term: 24 months
rate: 2% per month
collateral: Required

We Also Offer Humate Grow

The Perfect Partner for Farmers

Agricultural Support
Farming Solutions
Farmer Community

For Inquiries

Marketing Office

+63 (62) 123-4567
WMM Cooperative

Ready to Get Started?

Join WMMC today and start accessing our comprehensive range of financial services.

Become a Member Call Us