Western Mindanao Multi-Purpose Cooperative

Building Better Futures Together

Fast Growing Cooperative Since 2022

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Our Impact

N/A
Active Members
5
Branch Locations
P80M
Total Assets
4
Years of Service

Who We Are

Guided by purpose, driven by service

Our Mission

WMMCooperative is committed to advancing financial literacy and enhancing the social and financial well - being of members. We achieve this by delivering essential and innovative cooperative products and services that contribute to a better quality of life and foster positive community impact.

Our Vision

A pioneering provider of social and financial cooperative services.

Core Values

WWisdom
MMission-Driven
MMotivated
CChrist-Centered
OOpen-Minded
OOptimistic
PProfessionalism

Products and Services

Comprehensive financial solutions designed for your growth.

ECSP

Enhanced Cooperative Savings Program

  • Flexible
  • Member Exclusive
  • Long-term

Regular Loan

Basic loan for immediate financial needs.

  • ₱1,000 - ₱5,000
  • 6 months
  • 3% per month
  • Not Required

Special Loan

Mid-range loan with better rates and longer terms.

  • ₱6,000 - ₱10,000
  • 12 months
  • 2.5% per month
  • Not Required

Premium Loan

High-value loan for major investments.

  • ₱11,000 - ₱20,000
  • 24 months
  • 2% per month
  • Required

My Future Fund

Long-term savings and future planning product

  • Future Planning
  • Savings Growth
  • Flexible Contribution

Youth

Youth-oriented savings and development product

  • Youth Program
  • Savings Habit
  • Financial Literacy

Kiddie

Savings product designed for children

  • Child Savings
  • Parent Guided
  • Future Ready

SolidShield

Member protection and security program

  • Protection
  • Coverage
  • Member Security

Term Deposit

Fixed-term investment savings product

  • Fixed Return
  • Secure Investment
  • Higher Interest

Share Capital

Core cooperative ownership investment

  • Ownership
  • Dividend Eligible
  • Member Equity

Special TD

Special term deposit investment product

  • Special Rate
  • Flexible Terms
  • Higher Yield

PowerSaver

High-yield savings product

  • High Yield
  • Flexible Savings
  • Growth Focused

Progressive

Progressive wealth-building financial product

  • Wealth Building
  • Flexible Investment
  • Long-term Growth

Humate Grow

The Perfect Partner for Farmers

  • Agricultural Support
  • Farming Solutions
  • Farmer Community

MFF-Express

Express version of My Future Fund

  • Fast Access
  • Savings Growth
  • Flexible Contribution

Membership Plans

Choose a plan that fits your financial goals.

Initial Membership

₱1,300.00

Perfect starting point for your cooperative journey

  • Share Capital: ₱1,000.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Insurance Coverage: No Insurance Coverage
  • Loan Access: No Loan Access
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Basic Membership

₱2,300.00

Enhanced membership with insurance protection

  • Share Capital: ₱1,000.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Insurance: ₱500.00
  • Solid Shield: ₱500.00
  • Loan Access: No Loan Access
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Full Pledge Membership (18-65)

₱5,300.00

Complete membership with maximum benefits and full loan access

  • Share Capital: ₱4,000.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Insurance: ₱500.00
  • Solid Shield: ₱500.00
  • Loan Access: Full Loan Access
  • Age Range: 18 - 65
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Full Pledge Membership (66-69)

₱8,200.00

Modified membership with adjusted benefits and loan access

  • Share Capital: ₱4,000.00
  • Savings Account: ₱2,000.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Solid Shield: ₱2,000.00
  • Loan Access: Modified Loan Access
  • Age Range: 66 - 69
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Full Pledge Membership (70 & ABOVE)

₱8,200.00

Modified membership with adjusted benefits and loan access

  • Share Capital: ₱4,000.00
  • Savings Account: ₱2,000.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Solid Shield: ₱2,000.00
  • Loan Access: Modified Loan Access
  • Age Range: 70 - Any
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Our Journey

Major milestones in our cooperative's growth and development.

2022

WMMC Founded

2023

Branch Expansion

Opened our first satellite branch to serve more communities.
2024

Digital Transformation

Launched online services and mobile banking for member convenience.
2025

Member Growth

Reached 500+ members and expanded service offerings.
2026

Future Vision

Continuing to grow and serve our community with excellence.

Board of Directors

Experienced leaders committed to guiding our cooperative.

Merlyn Arandid
Chairperson
CM
Carlos Martinez
Treasurer
RG
Rosa Garcia
Board Member
PH
Pedro Hernandez
Board Member

Ready to Get Started?

Join WMMC today and start accessing our comprehensive range of financial services.

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